The holiday shopping season is in full swing, and with so many transactions happening online, it’s essential to protect yourself from cyber threats. Here’s a breakdown of ten key tips to help you shop securely and avoid scams:

 

1. Secure Your Email

Your email account is the key to most of your online presence. If it’s compromised, hackers could gain access to your other accounts.

• Use a strong, unique password that’s easy for you to remember but hard for others to guess. Avoid using personal information like birthdays or pet names.

• Enable two-factor authentication (2FA) for an extra layer of security. This adds a second step, such as a text or app confirmation, when logging in.

• Consider switching to an email provider that supports 2FA if yours doesn’t.

• Use a password manager to generate and store strong passwords, keeping them secure and accessible.

 

2. Use Unique Passwords

Reusing passwords across multiple sites can lead to trouble if one of those sites experiences a data breach.

• Create unique passwords for each account, especially for online stores.

• Password managers can make this easier by remembering passwords for you and generating secure options.

• Alternatively, use trusted identity providers like Google or Apple for logging in where supported. This reduces the number of accounts you manage but makes securing those main accounts even more critical.

 

3. Try Virtual Credit Cards

Virtual credit cards provide an extra layer of security by masking your real card details.

• These are temporary card numbers tied to your main credit card but can be disabled or restricted if needed.

• Many issuers allow you to limit transactions to specific merchants or even a single use.

• Check with your credit card provider to see if they offer this feature—issuers like American Express, Capital One, and Citi often do.

 

4. Leverage Digital Wallets

Digital wallets such as Apple Pay, Google Pay, and PayPal tokenize your payment details, making them more secure than traditional credit card payments.

• When available, use a digital wallet at checkout for an added layer of protection.

• Keep your device secure with a strong PIN or biometric lock.

• Regularly update your device and wallet app to ensure you have the latest security patches.

 

5. Monitor Transactions

The holiday season brings a surge in transactions, making it easier to overlook suspicious activity.

• Check your bank and credit card statements regularly for unauthorized charges.

• Many banks have mobile apps that allow you to set up alerts for transactions above a certain amount.

• If you notice anything unusual, report it to your bank or credit card issuer immediately to minimize potential losses.

 

6. Update Your Systems

Outdated software is one of the easiest ways for hackers to exploit vulnerabilities.

• Keep your operating system, browser, and apps up to date to patch known security flaws.

• Enable automatic updates wherever possible to ensure you’re protected without needing to remember to check.

 

7. Beware of Fake Reviews

Online reviews can be helpful but are often riddled with fakes, especially during the holidays.

• Be cautious of overly positive 5-star reviews. Instead, look at 1 and 2 star reviews to spot recurring issues.

• Cross-check reviews on forums like Reddit or specialized review sites for more authentic feedback.

• If you’re unsure, ask for recommendations from friends or trusted communities.

 

8. Watch for Holiday Scams

Scammers ramp up their efforts during the holidays, preying on the increased flow of online orders.

• Be cautious of “smishing” texts or phishing emails claiming there’s an issue with a package delivery. Avoid clicking links in these messages.

• Verify shipping information directly on the retailer’s website or through the official carrier.

• Be skeptical of unsolicited messages, even if they seem urgent or convincing.

 

9. Avoid Unbelievable Deals

If a deal looks too good to be true, it probably is.

• Fake websites can mimic real ones, complete with enticing offers. Always double-check the URL before entering payment details.

• Stick to reputable retailers and avoid unknown sellers unless you’ve thoroughly researched them.

• For peer-to-peer marketplaces like eBay, read seller reviews and check for return policies before committing to a purchase.

 

10. Steer Clear of Travel Scams

With holiday travel on the rise, scammers target travelers with fake deals and booking sites.

• Avoid clicking on ads for accommodations or flights, as these can lead to fraudulent websites.

• Always book directly through trusted platforms and verify the website’s URL before making a payment.

• Be cautious of offers significantly cheaper than others—they’re often bait to lure unsuspecting buyers.

 

By following these tips, you can enjoy a safer online shopping experience this holiday season. Stay vigilant, and from all of us at MadeDaily, happy holidays!

 

What are your favorite tips for staying secure online? Let us know.